Welcome to The Op Shop: Your One-Stop Lending Marketplace
The Op Shop bridges the gap between ambitious property buyers and our network of specialized lenders, with particular expertise in EMD and transactional funding for investors and wholesalers. We've reimagined the lending process from the ground up, eliminating unnecessary complications so you can access fast, flexible financing that moves at the speed of opportunity. Our mission is simple: empower investors with the capital they need, when they need it, to close deals with confidence.
Find the Perfect Lender for Your Needs
Extensive Network
Access our curated network of over 200 specialized lenders offering fix-and-flip, bridge loans, and more. Our platform makes it easy to find the perfect financing partner for your investment strategy.
Customized Search
Filter lenders by loan type, interest rates, and terms to find options that match your specific requirements. Compare rates from up to 5 different lenders to secure the best possible deal.
Efficient Process
Skip the endless paperwork and phone calls. Our streamlined system connects you with qualified lenders in minutes, with an average funding time of just 7-10 business days.
EMD & Transactional Lending: Seize Every Opportunity
Earnest Money Deposits
Secure deals instantly with EMD loans ranging from $5,000 to $250,000. Rates start at just 1.5%, giving you the power to lock in high-potential properties before they slip away.
Transactional Funding
Bridge the gap for wholesale deals with loans from $50,000 to $1M+. Our flexible terms extend up to 180 days, providing ample time to execute your investment strategy.
High Approval Rate
Qualified investors with proven track records enjoy a 95% approval rate. Our streamlined underwriting process ensures you never miss out on a promising opportunity.
Success Stories: Real Investors, Real Results
Our clients consistently achieve remarkable returns through strategic financing. From a $50k EMD loan that secured a $500k property resulting in $120k profit, to a $300k transactional loan that facilitated a double closing with $75k profit, The Op Shop empowers investors to maximize their ROI.
Get Funded Today: Your Next Deal Starts Here
Quick Application
Apply for EMD or transactional funding in minutes through our streamlined online portal. Our simplified process eliminates unnecessary paperwork and delays.
Expert Consultation
Receive a free consultation with our lending experts who will guide you through available options and help structure the ideal funding solution for your investment needs.
Fast Approval
Get rapid funding decisions with our accelerated approval process. Our 24/7 customer support team is always available to address any questions throughout your journey.